What money is used along the route for this trip.  Greece, Montenegro and Italy all use the euro.  Croatia, however, uses Kunas. Below is a convenient conversion chart that we'll also put in the travelers' handbook we send you.  There are ATM machines all over the place, so bring several hundred dollars, and plan to use a credit card to get access.  Some restaurants and shops require cash only. Fortunately, every where we've gone along this route loves tourists and everyone was very polite and helpful. Americans haven't discovered Croatia but Croatia loves America. Utah Jazz are the favorite NBA team because of Croatian who have played for the Jazz. In addition, everyone knows Kresimir Cosic, a revered national hero, played for BYU. 

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By Elizabeth Stoddard
Having just returned this afternoon from our whirlwind trip through Croatia, we want to let you know the covid test required by the US is really not a big deal.  We discovered at the Zagreb airport when we were heading home that we could have had the 15 minute rapid antigen test there for about $15.  So don't worry about bringing a kit with you and dealing with the online video confirmation.  We'll be checking on the other airports to be sure they offer the same service as the Zagreb airport and will report back to you weeks before departure on the latest requirements as well since everything is changing so rapidly.

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https://www.usnews.com/news/business/articles/2022-05-01/italy-greece-relax-covid-restrictions-before-tourism-season
​For travelers going to southern Europe, summer vacations just got a whole lot easier.
By Associated Press      May 1, 2022, at 3:06 p.m.      ​By NICOLE WINFIELD and DEMETRIS NELLAS, Associated Press
ROME (AP) — 
      Italy and Greece relaxed some COVID-19 restrictions on Sunday before Europe's peak summer tourist season, in a sign that life was increasingly returning to normal.
    Greece’s civil aviation authority announced that it was lifting all COVID-19 rules for international and domestic flights except for the wearing of face masks during flights and at airports. Previously, air travelers were required to show proof of vaccination, a negative test or a recent recovery from the disease.
      As of Sunday, visitors to Italy no longer have to fill out the EU passenger locator form, a complicated online ordeal required at airport check-in.

     Italy also did away with the health pass that had been required to enter restaurants, cinemas, gyms and other venues. The green pass, which showed proof of vaccination, recovery from the virus or a recent negative test, is still required to access hospitals and nursing homes.
    Some indoor mask mandates in Italy also ended, including inside supermarkets, workplaces and stores. Masks are still required on public transport, in cinemas and in all health care facilities and nursing homes.
      “It was needed,” said Claudio Civitelli, a Rome resident having his morning coffee at a bar near the Trevi Fountain. Until Sunday, patrons had to wear a mask to enter bars and restaurants, though they could remove them to eat and drink. “We have waited more than two years.”
      At a nearby table, Andrea Bichler, an Italian tourist from Trentino Alto-Adige, sat with friends, all without masks.
        “It’s much better,” Bichler said. “Let’s say it’s a return to life, a free life.”

     In Greece, where tourism accounts for about 20% of its GNP, enforcing the rules had already fallen off prior to Sunday. On the tourist island of Mykonos, revelers flooded beaches, bars and restaurant the previous weekend for the Orthodox Easter holiday. Some owners said business was the best they had seen in years and expected that to continue for the long May Day weekend.
      Vaccination certificates in Greece were abolished, not permanently, but from May 1 to August 31 and it will be determined in August whether to bring them back. Also suspended were restrictions on the number of customers in indoor spaces. But masks are still required indoors and in vehicles in Greece, and experts recommend using them outdoors in crowded situations like concerts.
      Business owners said many unvaccinated people were among those enjoying the end of COVID-19 restrictions.
     “We saw again old customers whom we hadn’t seen since November,” when vaccination certificates first became mandatory, Michalis Epitropidis, general secretary of the association of restaurant, cafe and bar owners in Thessaloniki, told the Associated Press. “By punishing the unvaccinated, the state was punishing us.”
      Thessaloniki, Greece's second-largest city, was a hotbed of militant vaccine denialism and protests against COVID-19 restrictions.
      Like Italy, Greece saw tourism revenues plunge in 2020 and only partially rebound in 2021. Greece is now hoping for a record tourism year in 2022 — and so does neighboring Albania, where restrictions were also lifted Sunday.
       Public health officials say masks still remain highly recommended in Italy for all indoor activities, and private companies can still require them.
     Given that the virus is still circulating, “we should keep up the vaccine campaign, including boosters, and keep up behavior inspired by prudence: wearing masks indoors or in crowded places or wherever there’s a risk of contagion,” said Dr. Giovanni Rezza, in charge of prevention at the health ministry.
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NOTE: on Montenegro
Daily information about the COVID-19 situation in Montenegro can be found at https://www.covidodgovor.me/ and the current Montenegro government measures can be found at: https://www.gov.me/en/article/covid-19-measures-and-recommendations.

• Masks are no longer obligatory EXCEPT in the following areas:  all health care institutions, public transportation and collective accommodations.  I all other settings, wearing a mask is recommended, but not mandatory.
• All limits in the number of people attending public events have been removed.
• As of March 11, 2022 no proof of vaccination, COVID-19 passports/certificates or COVID-19 tests are required to enter Montenegro. This measure is subject to change and the page will be updated as soon as the new entry requirements are announced.

NOTE on Croatia : 
With limited exceptions (see the Croatian Government’s Ministry of Interior Webpage), travelers must present one of the following (not all):
    1. a PCR or a rapid antigen test not older than 72 hours (counting from the time of taking the test to arriving at the border crossing point) 
    2. OR a certificate of vaccination (any vaccine) whose final dose was more than 14 days prior to entry 
    3. OR a medical certificate confirming that the traveler has recovered from COVID-19 at least 12 days but no more than 180 days from the first positive test result to date of entry.